Loan Officer at Basic Consumers Kash (Ebonyi) Co-operative Society Limited

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Basic Consumers Kash (Ebonyi) Co-operative Society Limited  is at present recruiting suitably certified candidates to fill the place beneath:

ALSO APPLY FOR : News Reporters at Hanoky Media July 2020

 

Job Title: Loan Officer

Location: Ebonyi

Job Description

  • Approve loans inside specified limits, and refer mortgage functions outdoors these limits to administration for approval.
  • Meet with candidates to acquire info for mortgage functions and to reply questions in regards to the course of.
  • Analyze candidates’ monetary standing, credit score, and property evaluations to find out the feasibility of granting loans.
  • Compute fee schedules.
  • Set credit score insurance policies, credit score strains, procedures and requirements at the side of senior managers.
  • Provide particular providers resembling funding banking for purchasers with extra specialised wants.
  • Analyze potential mortgage markets and develop referral networks with the intention to find prospects for loans.
  • Prepare reports to send to clients whose accounts are delinquent, and ahead irreconcilable accounts for collector motion.
  • Arrange for upkeep and liquidation of delinquent properties.
  • Interview, rent and practice new workers.
  • Submit functions to credit score analysts for verification and suggestion.
  • Handle buyer complaints and take applicable motion to resolve them.
  • Work with purchasers to determine their monetary objectives and to seek out ways of reaching these objectives.
  • Explain to clients the various kinds of loans and credit score choices which might be obtainable, in addition to the phrases of these providers.
  • Obtain and compile copies of mortgage candidates’ credit score histories, company monetary statements, and different monetary info
  • Review and replace credit score and mortgage recordsdata.
  • Review mortgage agreements to make sure that they’re full and correct in accordance with coverage.
  • Confer with underwriters to assist in resolving mortgage application issues.
  • Negotiate fee preparations with clients who’ve delinquent loans
  • Market financial institution merchandise to people and companies, selling financial institution providers that will meet clients’ wants.
  • Supervise mortgage personnel.

Requirement

  • B.Sc / HND in any Business associated self-discipline.

 

 

How to Apply
Interested and certified candidates should send their CV / Resume to: [email protected] utilizing the “Job Title” as the topic of the mail.

 

Application Deadline  26th August, 2020.

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