Job Openings at MKOBO Microfinance Bank Limited


Mkobo is licensed as a Microfinance Bank by the Central Bank of Nigeria (CBN). We began operations in August 2015. MKOBO shouldn’t be your typical MFB, we should not have a banking corridor nor will we settle for money deposit. All transactions are performed electronically.

We are primarily targeted on the promotion of inclusive monetary providers via the event of progressive monetary providers that leverages expertise to remove the prices and complexities normally related to conventional monetary providers.

We are recruiting to fill the positions under:

Job Title: Credit Analyst

Location: Yaba Lagos
Experience Level: Experienced
Employment Type: Full-time

Job Description

  • This function will report back to the Risk Manager and can be liable for restoration of overdue funds from prospects. The profitable candidate may also be working with the credit score division to evaluate credit score functions and establish suitability.


  • Devise personalized restoration technique on a case-by-case foundation.
  • Make outbound assortment calls to defaulting prospects.
  • Manage relationship with exterior debt collectors.
  • Report every day, weekly and month-to-month progress in opposition to targets to Management.
  • Participate within the weekly credit score overview committee assembly.
  • Manage relationship with debtor prospects to make sure compliance with compensation agreements.
  • Conduct and doc restoration visitations to prospects.
  • Review, course of and reconcile accounts of indebted prospects, to make sure amicable decision & cost of agreed sum.
  • Recover overdue funds from delinquent prospects.
  • Work with the Risk Manager to evaluate credit score functions.
  • Design and negotiate cost plans for defaulting prospects with administration’s approval.
  • Follow up with prospects on earlier cost plans.
  • Maintain correct, up-to-date buyer account info.
  • When mandatory, liaise with Lawyers, Bailiffs, and Enforcement businesses.
  • Negotiate settlements with prospects.
  • Take possession of debt restoration instances and collateral the place required.
  • Maintain acceptable and complete data of all buyer discussions because it pertains to debt restoration.
  • Perform detailed evaluation on functions close to authorized insurance policies to evaluate suitability of functions.


  • Minimum of Degree in Finance, Accounting, Economics, Business Administration, Statistics, and so on. from a good University.
  • Minimum of two years working expertise in retail credit score, threat and restoration.

Skills and Competencies:

  • Knowledge of correct and moral debt assortment strategies.
  • Ability to rapidly construct an image of a buyer’s private circumstances and wishes.
  • Strong negotiating, counselling, and downside fixing expertise.
  • Always correct and on time in finishing duties.
  • Customer relationship administration expertise.
  • Ability to work with little or no supervision.
  • Problem Solving, Critical reasoning, element oriented.
  • Excellent verbal, presentation and writing expertise.
  • Demonstrate a superb understanding of FINTECH
  • Sound Knowledge of Civil Servant / Payroll Loans e. g via IPPIS and Oracle
  • Experience of amassing first and third get together accounts.
  • Working data of Microsoft Office Suites Word, Excel and Access.
  • Ability to keep up excessive stage of confidentiality.
  • Able to work effectively as a part of a staff and on personal initiative.
  • Strong consideration to element. Having a eager sense of urgency.
  • Excellent listening potential and excellent questioning strategies.

Interested and certified candidates should:
Click here to apply

Job Title: Credit & Enterprise Risk Manager

Location: Yaba, Lagos
Employment Type: Full-time

Purpose of the Position
The main objective of this place facilities on guaranteeing the Bank’s dangers are correctly managed, the event and implementation of threat and compliance methods or packages as a way to discover the suitable stability in all types of credit score and operational dangers whereas additionally guaranteeing regulatory compliance.

The place covers the next areas:

  • Credit Risk Management
  • AML (Anti-Money Laundering)
  • Enterprise Risk
  • Credit fraud prevention and detection
  • Business Continuity
  • Compliance

Key Functions

  • Oversee and implement threat administration insurance policies, together with Credit Manual, Anti-Money Laundering (AML) Manual and Policy, and monitor compliance with these insurance policies.
  • Develop acceptable Risk Management methods/instruments and disseminate acceptable threat administration practices according to developments in enterprise merchandise, change in purchasers, markets/business, legal guidelines and laws.
  • Develop and implement insurance policies and procedures that cut back credit score threat for a monetary establishment.
  • Manage the constructing of monetary fashions that predict credit score threat publicity to the organization.
  • Undertake constructing of monetary fashions that predict credit score threat publicity of the organization and oversee the preparation of Credit performance reports for administration.
  • Manage the Bank’s threat asset portfolio, by way of high quality and quantity
  • Own and be sure that the KYC/AML & CTF insurance policies are saved updated according to CBN’s / FATF laws.
  • Carry out inside coaching / refresher coaching for all workers to make sure that they’re suitably educated with all credit-related points.
  • Provide an impartial overview of proposed enterprise plans which embody dangers recognized to the Board Risk Committee and Executive Committee.
  • Manage a complete KYC/AML/CTF Compliance program and coaching for the corporate according to native laws and inside coverage necessities.
  • Developing strategies to generate a sturdy system to establish, monitor, handle and management credit score, market and operational dangers.
  • Act because the champion of threat administration for the Company and assist enhance Management staff understanding of key threat identification, evaluation, monitoring and reporting and mitigation.
  • Monitor and handle the performance and improvement of direct reports.
  • Have a working data of shopper credit score threat administration and possess sound market and business data of banking/ finance sector.

Job Requirements

  • Minimum of Degree in Finance, Economics, Business Administration and so on. from a good University and Postgraduate degree an added benefit
  • Minimum of 5 years working expertise in threat administration, inside management or audit within the monetary providers business/sector.
  • Experience of improvement of coverage paperwork is an added benefit
  • Highly proficient with MS Office.
  • Ability to deal with a number of complicated duties concurrently and in addition coordinate key initiatives with a wide range of stakeholders is important.
  • Demonstrate a superb understanding of FINTECH
  • Sound Knowledge of Civil Servant /Payroll Loans e. g via IPPIS and Oracle

Interested and certified candidates should:
Click here to apply

Note: Please be aware that if you happen to’re not contacted inside 2weeks from the deadline of this application, your application was not profitable

Application Deadline  2nd December, 2020.

Job Vacancies in Nigeria 2020 for Graduates






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